AURA

AURA — Automated Underwriting & Risk Assessment Agent. The AI underwriting partner that supports your team across the full policy lifecycle, from submissions and sanctions checks to bound status and beyond.

What AURA Can Do For You

AURA uses a RAG-powered agentic pipeline to support insurance underwriters at every stage of the policy lifecycle: triaging submissions, running sanctions checks, retrieving policy intelligence, and tracking bound status, with human oversight at every critical decision.

Submission Triage & Assessment

AURA ingests incoming submissions, extracts key risk information, and performs an initial triage, classifying risk appetite, flagging gaps, and prioritising the queue so underwriters focus on what matters most.

Sanctions & Compliance Screening

AURA automatically screens insured parties, counterparties, and beneficial owners against global sanctions lists and internal watchlists, flagging hits instantly and generating a structured compliance record before any policy proceeds.

RAG-Powered Policy Intelligence

Policy wordings, endorsements, and market guidance are chunked, embedded, and stored in a vector store. AURA retrieves the most relevant clauses for any risk query, giving underwriters accurate, grounded answers in seconds.

Risk Exposure & Pricing Support

AURA analyses exposure data, references market benchmarks, and surfaces relevant loss history to support pricing decisions, giving underwriters a structured risk summary without hours of manual research.

Policy Lifecycle Tracking

AURA tracks each risk from submission through quote, referral, bind and endorsement, maintaining a live status view across the portfolio and alerting the underwriter to actions required at every stage.

Human-in-the-Loop by Design

AURA is a partner, not a replacement. Every recommendation is transparent, explainable, and reviewable. The underwriter stays in control of every binding decision. AURA handles the legwork.

Ingest and triage the submission

AURA receives the submission, extracts structured risk data from documents and forms, performs an initial risk classification, and flags any missing information, routing it to the right underwriter with a complete summary ready to review.

Run sanctions and compliance checks& strategy

Before any policy proceeds, AURA screens all parties against global sanctions lists and internal watchlists. Hits are flagged immediately with a structured compliance record. No manual lookup required, full audit trail maintained.

Retrieve policy intelligence via RAG& approval

AURA queries the policy wording vector store to retrieve the most relevant clauses, exclusions, and endorsements for the risk at hand, grounded in your actual market documentation, not generic knowledge.

Support pricing and risk assessment

AURA surfaces exposure analysis, loss history, and market benchmark data alongside the retrieved policy intelligence, giving the underwriter everything needed to make a confident, well-informed pricing decision.

Track through to bound status and beyond& commit

Once a decision is made, AURA updates the policy lifecycle record, tracking quote, referral, bind, and endorsement status across the portfolio, and alerting the underwriter to any actions outstanding or renewals approaching.

Who is it for

AURA is built for insurance organisations that want to give their underwriters more time to underwrite, and less time chasing documents, running checks, and searching policy wordings.

Underwriting teams & desks

AURA handles the routine (submissions triage, sanctions checks, policy lookups) so your underwriters spend their time on the judgement calls that actually require their expertise. Less admin. More underwriting.

Insurance carriers, Lloyd's syndicates & MGAs

Process more submissions, improve risk selection, and reduce the time from submission to bind, without increasing headcount. AURA scales with your book of business across any class of business or territory.

Digital & transformation teams

A production-ready agentic RAG reference implementation built for the insurance market. Adapt it to your own policy wordings, sanctions sources, and lifecycle systems, and deploy it on your own infrastructure.

AURA

What AURA Can Do For You

How it works

Who is it for